There are many misconceptions out there about the kind of credit score needed to qualify for a home purchase. In fact, a recent survey showed that 24% of all renters believed they needed a score above 700 to buy a home.

That’s simply not the case. We’ve been able to get people in homes with credit scores in the low 600s. Anything below that makes it really tough to get a house.

If you do have a high credit score of 750 or above, you’ll be able to qualify for pretty much any type of loan. When your score dips to the 600s or 500s, it becomes more difficult for you to find a mortgage.

We’ve worked with a ton of homebuyers and help improve their credit scores. It takes a little bit of time, but it’s worth it in the long run. The higher your credit score, the lower your interest rate will be.

If you need help improving your credit or have any questions about buying a home, don’t hesitate to reach out via phone or email. We’d love to hear from you.